Free tools
Calculators
Small, honest calculators for loans and money in India. Each one shows its working, comes with a worked example, and runs entirely in your browser.
Home loan prepayment calculator
Interest saved and years cut with one extra EMI a year, a little extra every month, or a yearly EMI increase.
Flat to reducing rate converter
Turn a dealer's “6% flat” quote into the true reducing-balance rate, and compare it with a bank offer in rupees.
No-cost EMI true cost calculator
What a “no-cost” EMI really costs: GST on the interest, the processing fee, and any discount you give up by not paying in full.